As important as accumulating and growing assets is, protecting those assets is equally important.
During our property and casualty insurance review we:
- Evaluate your Net Worth to see what assets and risks may need protection
- Determine if you need and Umbrella or Excess Liability policy
- Do you have any gaps in coverage? Does your automobile policy limit only go to $100k and your umbrella picks up at $500k.
- Self – insure with high deductibles – if you have enough cash to handle a $1k-$2k minor damage incident, by self insuring with a higher deductible you will save money
While relatively straightforward, a property and casualty review often uncovered unintended exposure or risk.