Some of the old rules of thumb for a mortgage refinance no longer apply. In particular, for those with 20% equity in their home, you can cost effectively refinance with relatively easy math. Check out the article below detailing some simple rules to follow: http://www.brightscope.com/financial-planning/advice/article/16997/Mortgage-Refinance-Old-Rules-No-Longer-Apply/
The 30 year mortgage offers a valuable put for investors. Often times, a mortgage is a large tool that can help in uncertain interest rate times. The 30 year mortgage allows you to benefit if rates move up or down. 1) If rates rise, simply keep your mortgage and be thankful that you have a […]
http://www.brightscope.com/financial-planning/advice/article/17652/Is-My-Advisor-Working-In-My-Best-Interest/ Check out the article I wrote on Brightscope covering potential conflicts and how an advisor is paid. As always if you have any questions, please do not hesitate contacting me.
Check out the article I wrote on Brightscope regarding analyzing your investment performance this year. Beware the 3 and 5 Year Numbers: 2015 Mutual Fund Analysis http://www.brightscope.com/financial-planning/advice/article/17007/Beware-The-3-And-5-Year-Numbers-2015-Mutual-Fund-Analysis/ Summary: Most advisors evaluate manager performance through an entire economic cycle Since 2008, market performance has been mostly up 3 and 5 year performance numbers do not […]
How high are your 401k fees? We look at two studies to get a glipse of 401k fees across the industry.